Surrogacy Cost in India

• Surrogate Insurance: The minimum cost of insurance for the surrogate mother is ₹20,000 and the maximum cost is ₹50,000.
• Preimplantation Genetic Testing (PGT): Genetic testing helps monitor any abnormalities to ensure a healthy pregnancy. The cost ranges between ₹30,000 ₹1,00,000.
• Donor Sperm and Donor Egg: In case donor sperm is required, the cost will be ₹30,000 and for a donor egg it is ₹1,20,000.
• Oral Medications: The expenses of medicines usually fall between ₹60,000 to ₹75,000.
• Surrogate Care and Monitoring Throughout Pregnancy: This usually costs between ₹50,000 to ₹1,50,000.
• Emergency Transportation Cost of Surrogate Mother: If emergency transportation is opted for, the cost will fall between ₹50,000 to ₹75,000.

Note: The surrogacy candidate will be brought in by the planning parents and the above cost elements will apply to the surrogate mother post-clearance of initial screening tests. For more details, you can reach out to us at Birla Fertility & IVF.

Factors Affecting the Total Cost of Surrogacy in India

Several factors influence the final surrogacy cost:

• Clinic Reputation & Location: Well-established fertility centres with high success rates may have higher costs.
• Diagnostic Test: Certain diagnostic tests may be required before and during the procedure. The cost of the procedure may increase as certain diagnostic tests are needed before and during the procedure.  Periodic ultrasound scans are necessary to track development, and the other tests may include hormone analyses, genetic testing, infectious disease screening, and uterine health evaluation.
•  Type of Surrogacy: The cost varies depending on the surrogacy procedures, whether it is gestational or altruistic. 
•  Extra Procedures: Expenses will increase if PGT (preimplantation genetic testing), embryo freezing or more IVF cycles are needed.

At present, the majority of the insurance providers in India do not cover surrogacy costs in their policies. However, it is best to check with your insurer about coverage for fertility treatments, prenatal care and childbirth-related expenses. Some policies may offer partial coverage for certain medical procedures within the surrogacy process.

Easy EMI Options with 0% Interest at Birla Fertility & IVF, India

Starting a family shouldn’t come with financial worries, therefore, at Birla Fertility & IVF, we offer transparent pricing with EMI options at 0% interest to our patients. It means you can pay in instalments and no interest will be charged. To make the process smoother for you, our financial advisors will guide you and provide you with all the clarity you need regarding the payments. With a detailed cost breakdown and no hidden charges, we are dedicated to making your journey stress-free.

Understanding the costs involved in surrogacy is crucial for a smooth journey. Here are some key factors that impact the overall expenses:

Compensation and Insurance for Surrogate Mother 

Since the surrogate carries the baby, her compensation and medical care are essential components of the cost. Proper medical support ensures a healthy pregnancy and delivery.

Legal Fees for Surrogacy Agreement

Surrogacy in India is governed by strict regulations. A well-drafted legal agreement is necessary to protect the rights of both the intended parents and the surrogate, making legal fees a significant part of the process.

IVF and Embryo Transfer Costs

Since surrogacy involves using an external womb, procedures like in vitro fertilisation (IVF) and embryo transfer contribute significantly to the total cost.

Surrogate Screening and Prenatal Care

Regular medical check-ups, ultrasounds, and health monitoring are essential to ensure the well-being of both the surrogate and the baby. These ongoing expenses are a crucial part of the process.

Cost of Medications

Fertility medications are required for ovulation induction, egg retrieval, and embryo implantation to improve the chances of a successful pregnancy.

Preimplantation Genetic Testing (PGT) Fees

Genetic screening helps identify any potential hereditary conditions before implantation, ensuring a healthier pregnancy and reducing risks for the baby.

Post-Birth Legal Formalities

After birth, legal processes like parental rights documentation and birth registration must be completed, adding to the overall cost.

Psychological Counselling

Emotional support is crucial for both the intended parents and the surrogate. Counselling sessions help everyone involved navigate the psychological aspects of surrogacy.

Tips for Managing Surrogacy Cost in India

The following are a few tips to manage surrogacy costs in India.

• Holistic Planning: Get clarity about all key expenses in the process in advance to avoid unexpected costs.
• Choose the Best Clinic: Go for a clinic that provides transparent pricing and has good success rate.
• Legal Aspect: Get advice from legal experts to stay informed about the obligations to avoid future disputes.
• Finance Management: Many clinics provide options like medical loans or flexible payment plans. Check before you finalise your clinic.

Here is what makes us a preferred choice for many couples who want to opt for surrogacy in India:

• Ethically & legally compliant surrogacy process.
• 120+ experienced fertility specialists.
• Advanced medical technology for higher success rates.
• Transparent pricing & 0% EMI financing options.
• Comprehensive and personalised care for our patients.
• End-to-end guidance by legal and medical experts.